I'm not going to pass on hate, we don't know each other, nor our hearts. I will very humbly and with sadness use your words, "I know it's horrible that businesses are being destroyed, but we need to stop killing black men." Much love and hugs. ETA: I didn't answer your question about the buildings and insurance. I'm sure they're insured, but insurance companies will try to fight these as acts of terrorism. I cringed when Trump said they were, for the reason most policies exclude "War and Terrorism." I hope these insurance companies will pay out quickly and I hope these business owners will choose to rebuild in these cities.