- May 15, 2011
- 2,513
- 5,801
Its super frustrating for me and I honestly have NO idea how I do it sometimes. I do have scholarships and enough to have a refund in my bank account at the beginning of every semester which ends up being barley enough to cover rent, groceries, insurance, and gas and whatever else I need each semester. I also have a job and I struggle. My roommate's parents pay for absolutely everything for them and I'm jealous because they can go spend their paycheck money (or whatever) on random things that they want and I'm over here like... groceries or those new shoes.I honestly don't get how people in college do it. If my parents didn't pay for my car insurance/gas I wouldnt be able to afford to have a car. My freshman year I was lucky if I made 80 bucks every two weeks at my job. At the time my car insurance was probably around 100-120 a month? I wouldn't have been able to afford to drive anywhere after paying for insurance. My sophomore year it didn't really get any better with a work study job since the supervisor gave a couple people all the hours and others got none. I think one month I made like 90 dollars for my work study job. Props to anyone who can be financially independent during college cause I know I wouldn't be able to.
Could it be because you changed companies? I'm not sure but I've been with my company since I started driving and mine started at $89 (or around there) and went down every 6 months because I didn't have anything on my record (until now lol) and they even lowered my deductible from $500 to $0 if I get into an accident. I also drive a POS car so that could be why! I honestly have no idea how insurance companies work but I hate it.All of this just frustrates me more. I am none of the things mentioned and my rates are nearly double what @SmileyRyleigh mentioned. I have no tickets, one fender bender nearly four years ago, female driver, almost 25. I've even changed companies several times. I. DO. NOT. UNDERSTAND.