Yeah idk how old you are but a credit card is never a need if you still live with your parents!I tried, but he's still holding this like money grudge on me because at a cheer comp i asked for 30 bucks to buy an event tee, and the one i bought the back and the front were glued together, and he said it was my fault for not checking it blah blah blah.
LOL, but maybe in a year or two?
I'm sure this has already been mentioned but.... Just be careful to make more than the minimum payments each month if you are not using it as cash and paying off the entire thing (which is actually what we still do to this day.) When my dh was in college, he bought a small stereo for his room on the Sears credit card they so willingly gave to students without a second thought back in the day. That $400 stereo probably cost him around $2000 when all was said and done and practically ruined his credit rating for many years. If you can afford to pay the annual fee I would recommend getting any card that will gives you flexible rewards that you can use the points for travel, hotels, etc. I think one of our AmEx cards does that and being that we use it for business, the rewards are worth the annual fee.
That's the only thing I use mine for. I mainly got one to just start building up my credit score so I can successfully buy a car or a home in the future.
This x1000000000000000 I hate it! Thats why I get to school an hour before it starts
thanks good to know! that what I really want it for is to build up my credit.
thanks that's what I'm contemplating. I have a debit card but I'm thinking about getting a credit card to build my credit and only use it on gas and emergencies. Everything else use my debit card.
